Tag: "Auto Price"

Will my insurance cover me if I was drunk and got into a car wreck?

Typically an insurance policy doesn’t distinguish the condition of a driver at the time of an accident. Whatever auto insurance carrier is on the auto at the time of loss would be responsible for all coverages in place at the time of loss as they would apply. Of course this may vary from carrier to carrier but is best determined by carefully reading the policy. However, once a driver has a DUI on their driving record it will significantly affect their ability to obtain auto insurance at a reasonable price if attainable at all. It is always best to know the specific policy exclusions and then to reshop auto quotes.